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Marietta Automatic Stay Lawyer

Automatic Stay in Georgia

In the event that you file for bankruptcy in Georgia, you will be protected by an automatic stay. The automatic stay will immediately prevent creditors from trying to collect on your debts. There are some exceptions, such as child support and alimony, but the majority of your bills will be protected.

The automatic stay will remain in effect until the bankruptcy court issues a discharge order. If you are filing for Chapter 7 or Chapter 13, the automatic stay will remain in place until your bankruptcy discharge is issued. If you are filing for Chapter 11, the automatic stay will remain in place until your reorganization plan is confirmed.

While the automatic stay is in place, creditors are not allowed to call you, send you mail, or contact you in any way. They also cannot try to collect on your debts. If they do, they will be in violation of the automatic stay and you can file a complaint against them with the bankruptcy court.

When you file for bankruptcy, you will automatically be represented by an attorney in the Marietta office of The Law Office of Danielle J. Eliot. You will not have to worry about creditors contacting you or trying to collect on your debts during this time. You will also be protected from foreclosure and repossession.

Schedule a free consultation with The Law Office of Danielle J. Eliot by calling (770) 343-7570 or contacting us online to learn more about how bankruptcy can help you.

How Does the Automatic Stay Work?

When you file for bankruptcy, an automatic stay will be issued immediately. This stay will last until the bankruptcy court issues a discharge order, which is when your debts will be discharged and you will no longer be responsible for them.

The automatic stay will protect you from creditors in the following ways:

They cannot try to collect on your debts
They cannot contact you in any way
They cannot sue you
They cannot foreclose on your home or repossess your car
They cannot send you mail
They cannot contact any of your family members

If a creditor violates the automatic stay, you can file a complaint against them with the bankruptcy court. If the court agrees that the creditor violated the automatic stay, they will be in violation of the automatic stay and you can ask the court to issue an order that allows you to recoup damages from the creditor.

What Happens to My Debt When I File for Bankruptcy?

When you file for bankruptcy, your debts will be discharged. This means that you will no longer be responsible for paying them. The only exceptions are student loans and certain tax debts, which you will not be able to discharge.

When you file for Chapter 7, your unsecured debts will be wiped out. This means that you will not have to pay back any of your credit card debt, medical bills, personal loans, or other unsecured debts. You will, however, have to pay back secured debts, such as a car loan or a mortgage.

In a Chapter 13, you will have to pay back some of your debts. You will, however, be able to pay back your debts at a reasonable rate over a period of three to five years. When you file for Chapter 13, you will be required to create a payment plan that pays your creditors a percentage of what you owe.

When you file for bankruptcy, you will be protected from creditors by an automatic stay. This stay will remain in effect until the court issues a discharge order, which is when your debts will be discharged and you will no longer be responsible for them. In some cases, you will be required to pay back some of your debts over time.

Why Should I File for Bankruptcy?

When you are struggling to pay your bills, it can be tempting to ignore your debts. However, this can lead to more serious consequences, such as foreclosure or repossession. Filing for bankruptcy allows you to get a fresh start. You will be able to eliminate your debts and get a clean slate, which allows you to focus on paying your bills on time and building a better financial future.

There are many people who benefit from filing for bankruptcy. If you